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LIFE INSURANCE

  • One-time Life Insurance

  • Life Insurance with Periodic Payment

At the Bank’s branches, you can quickly and easily sign up for One-time Life Insurance.

By taking out One-time Life Insurance from our partners, you insure the financial stability of your loved ones in a situation when finances are the last thing they should think about.

Advantages
  • This insurance provides a good contribution with additional insurance protection. This way you also diversify your portfolio.
  • By taking out this product, you save money and at the same time ensure the financial stability of your family in the event of death.
Conditions

One-time Life Insurance can be signed up for by any person aged:

  • 18 – 65 (Vienna osiguranje d.d. and Adriatic osiguranje d.d.)
  • 18 – 75 (Croatia osiguranje d.d.)
Price

Depending on the selected insurance sum, insured person’s age and the time length of payments, and it can be obtained already from BAM 977.92 (EUR 500.00 EUR). The insurance is concluded for a minimum period of 3 years.

Why do I need Insurance?

This insurance provides an excellent contribution, while also providing financial stability for your loved ones at a time when finances are the last thing they should worry about.

How is payment made?

The premium is paid immediately, when signing up for the insurance policy.

What happens in case of expiry of the agreed premium payment period?

After expiry of the agreed payment, the agreed amount is paid to the insurance beneficiary specified on the policy, in the event of death, serious illness or accident, the payment is made to the insurance beneficiaries specified by the contracting party when signing up for the offer.

Do the insurance policy holder and the insured party have to be the same person?

The insurance policy holder and the insured party to which life the insurance refers do not have to be the same person, but both the insurance policy holder and the insured party must sign the offer.

Who defines the beneficiary in case of death?

The beneficiary is defined by the insurance policy holder. The beneficiary does not have to be informed about that (he/she does not sign the offer), although the policy holder is advised to inform the beneficiary about his/her decision.

What policiy amout can i sign up for?

The minimum premium is BAM 977.92 KM (EUR 500.00), and the maximum is agreed with the insurance company.

UniCredit partners
  • Adriatic osiguranje d.d.,
  • Vienna osiguranje d.d.,
  • Croatia osiguranje d.d.

At the Bank’s branches, you can quickly and easily sign up for Life Insurance with Periodic Payment.

If you have funds that you want to use in the best way, by signing up for Life Insurance with Periodic Premium Payment with our partners, you ensure the financial stability of your loved ones in a situation when finances are the last thing they should think about.

Advantages
  • This insurance offers a significant insurance protection.
  • By agreeing this product, you save money and at the same time ensure financial stability of your family in case of death.
Conditions

Life insurance can be signed up for by any person between the ages of 14 and 65, where the insurance ends at the maximum age of 75, and a special product can be obtained for children from 30 days to 13 years of age.

Price

Depending on the selected insurance sum, insured person’s age and the time length of payments, and the insurance can be obtained already from BAM 50.00 (EUR 25.56) per month.

Why do I need Insurance?

This insurance provides an excellent insurance protection while also providing financial stability for your loved ones at a time when finances are the last thing they should worry about.

How is payment made?

The premium is paid immediately upon signing up for the insurance policy, and the subsequent installments of the premium depend on the agreed offer on an annual, semi-annual, quarterly
or monthly level.

What happens in case of death before the end of the agreed premium payment period? In the event of death, the insurance pays out the entire insurance sum, as if the client had been paying the agreed amount all along.What happens if the agreed premium payment period expires? After the end of the agreed payment, the agreed amount is paid to the insurance beneficiary specified on the policy, in the event of death, serious illness or accident, the payment is made to the insurance beneficiaries specified by the contracting party when signing up for the offer.

Do the insurance policy holder and the insured party have to be the same person?

The insurance policy holder and the insured party to which life the insurance refers do not have to be the same person, but both the insurance policy holder and the insured party must sign the offer.

Who defines the beneficiary in case of death?

The beneficiary is defined by the insurance policy holder. The beneficiary does not have to be informed about that (he/she does not sign the offer), although the policy holder is advised to inform the beneficiary about his/her decision.

What policiy amout can i sign up for?

The minimum premium is BAM 50.00 (EUR 25.56), and the maximum is agreed with the insurance company.

UniCredit partners
  • Adriatic osiguranje d.d.,
  • Vienna osiguranje d.d.
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