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Solar energy or the energy of the Sun is one of the available renewable energy sources on Earth. Energy collected from the Sun does not emit CO2, as does the process of producing energy from fossil fuels (coal, gas or oil).

The installation of solar panels has a positive impact on the environment, because the use of this type of energy does not affect the increase in global temperature, which is one of the main problems we face on the way to a sustainable future.

 

A dedicated loan for financing solar panels (including financing of accompanying equipment and accompanying costs) is paid to a dedicated account, and the purpose of the loan is proven by submitting a proforma invoice from one of the distributors listed below.

 

Cash loan with repayment insurance policy for the purchase of solar panels (FBiH) Cash loan for the purchase of solar panels, without repayment insurance policy (RS)
  • Fixed interest rate 4,99%, EIR 6,14%
  • Fixed interest rate 4,99%, EIR 5,19%
  • For all repayment terms up to 10 years
  • For all repayment terms up to 10 years
  • For an amount up to BAM 50.000
  • For an amount up to BAM 50.000
  • No processing fee for the application
  • No processing fee for the application

 

 

In addition to the positive impact on the environment, the use of solar energy enables financial savings in the long term. Concrete savings calculations are individual because they depend on different parameters, one of which is the location of the solar panel installation.

List of distributors

*Effective interest rate (EIR) is an interest rate that reflects all loan costs, including ordinary and intercalary interest calculated on the maximum loan amount and the maximum repayment term, for a client who holds a current account with UniCredit Bank d.d., with payment first day of the month and annuity on the first day of the month. The EIR calculation includes the fee for maintaining a credit account, the costs of the insurance policy (for cash loan with repayment insurance policy) and the costs of other security instruments (bills of exchange, seizure agreements). For the calculation of EIR, the following amounts of the costs of security instruments, which are not defined by the Bank, and depend on the acts of authorized institutions, were taken: the cost of bills of exchange 10 KM and the cost of certification of consent to seizure 9.36 KM.

The Bank reserves the right to assess individually the possibility of approving the maximum amount and the maximum repayment period, depending on its internal rules, and based on the assessment of the client's creditworthiness.

The Bank reserves the right to change the list of distributors.

For more details, contact us by toll-free phone number 080 081 051 or e-mail info@unicreditgroup.ba

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